445bd Terms & Conditions of Use — Full Version

1General Terms & Applicability

445bd (hereinafter referred to as the "Platform") is an online gaming and betting platform operating for users in Bangladesh and other approved regions. These Terms & Conditions ("T&C") constitute a legally binding agreement between 445bd and its users.

By creating an account, logging in, or using any service on this platform, you agree to be fully bound by these Terms and Conditions. If you do not agree, please refrain from using 445bd.

445bd is strictly for adults. No one under the age of 18 may use this platform. Parents and guardians are responsible for ensuring minors do not access the platform.

Under 445bd's Terms & Conditions, all content, software, games, and designs on this platform are the intellectual property of 445bd. Reproducing, copying, or distributing any content without prior authorisation is strictly prohibited.

2Account Registration & Verification

To register an account with 445bd, you must provide accurate and truthful information. 445bd reserves the right to close any account at any time if false or misleading information is found to have been submitted.

• Each person may only register one account. Creating multiple accounts from the same device, IP address, or payment method is strictly prohibited.
• The name, address, and phone number provided at registration must be valid and your own.
• You may be asked to submit a national ID card, passport, or other government-issued document for account verification.
• Withdrawals may be restricted until the KYC (Know Your Customer) verification process is complete.
• It is your responsibility to keep your account password secure. You should not share your password with anyone.

Under 445bd's Terms & Conditions, any changes to your account details must be reported to customer support immediately. 445bd will not be held responsible for any payment issues arising from outdated information.

3Deposit & Withdrawal Policy

The terms and conditions governing deposits and withdrawals on 445bd are set out below. For the most up-to-date payment information, always refer to the Payments section on the platform.

• You may only deposit from a payment account registered in your own name.
• Depositing via a third party's account is not permitted. Any such transaction, if detected, may result in the funds being held.
• Completed KYC verification is required for all withdrawals.
• 445bd reserves the right to request additional verification if suspicious transactions are identified.
• Under our Anti-Money Laundering (AML) policy, information on large transactions may be reported to the relevant regulatory authorities.

4Bonus & Promotion Terms

445bd regularly offers a variety of bonuses and promotions. Each offer carries its own terms and conditions, which are listed on the relevant offer page. Some general rules are outlined below:

• To claim a bonus, you must meet the specified wagering requirements, which are typically 20–35 times the bonus amount.
• Bonuses are generally valid for 7 to 30 days. Any unused bonus will expire at the end of this period.
• Each bonus may only be claimed once; claiming the same bonus multiple times is not permitted.
• Winnings from bonus funds cannot be withdrawn directly — wagering requirements must be completed first.
• 445bd reserves the right to modify or cancel any bonus program at any time.
• Bonus abuse — such as exploiting wagering conditions through manipulative betting patterns — may result in bonus cancellation and account suspension.

5Betting Rules

445bd offers a range of gaming options including Sports Betting, Live Casino, bingo, and fish games. These Terms & Conditions apply to all betting categories.

• Once a bet is confirmed, it cannot be changed or cancelled.
• If incorrect odds are displayed due to a technical error, the affected bets may be declared void.
• If a match is cancelled or postponed, bets will be refunded or settled under revised terms in accordance with 445bd's betting rules.
• If your internet connection drops during live betting, bets will be settled based on the last data recorded on the server.
• 445bd reserves the right to identify suspicious betting patterns and conduct investigations where necessary.

For Sports Betting, 445bd uses results from international sports data providers. In the event of any dispute over bet settlement, the official result will be considered final.

6Prohibited Activities

The following activities constitute a violation of 445bd's Terms & Conditions and may result in account closure as well as legal action:

• Using the platform for money laundering or illegal financial transactions.
• Hacking, using bots, or playing with automated software.
• Intentionally exploiting game glitches or bugs for personal gain.
• Colluding with other users to influence betting outcomes.
• Operating an account using a false identity or someone else's identity.
• Creating multiple accounts to claim bonus benefits.
• Operating an account on behalf of a minor or allowing minors to participate in gaming.

7Account Closure & Suspension

445bd reserves the right to close or suspend any account without prior notice for the following reasons:

• Violating any provision of these Terms & Conditions.
• Providing false information during KYC verification.
• If suspicious or fraudulent activity is detected.
• The account has been inactive for an extended period (typically 12 months).
• To comply with directives from regulatory authorities.

Users may request account closure at any time. Any valid balance will be refunded, though unused bonuses will not be returned.

8Responsible Gaming Policy

445bd believes gaming should be a form of entertainment, not a source of addiction. With that in mind, we have put in place a number of responsible gaming measures:

• Deposit Limit: You can set daily, weekly, or monthly deposit limits.
• Betting Limits: Set a maximum stake per bet before you start playing.
• Cooling-off Period: Take a break from your account for a set period of time.
• Self-Exclusion: Temporarily or permanently close your account yourself.
• Reality Check: You will receive session time reminders at regular intervals.

For more details, please visit our Responsible Gaming View the page.

9Dispute Resolution Process

If you have a dispute with 445bd, please contact our customer support team first to seek a resolution. Our support team is available 24/7.

• All dispute claims must be submitted within 30 days of the incident.
• An initial response will be provided within 5 business days of submitting a complaint to support.
• Complex issues may take up to 14 business days to resolve.
• If the matter cannot be resolved through support, you may escalate your appeal to the licensing authority.

In any dispute regarding game outcomes, 445bd's server logs will be treated as the definitive record.

10Changes to Terms & Contact

445bd reserves the right to update these Terms & Conditions at any time. Notice will be posted on the platform before any changes take effect.

For significant changes, a notification will be sent to your registered email or phone number. Continued use of the platform after any changes are made will be considered acceptance of the updated terms.

These Terms & Conditions are governed by the applicable laws of Bangladesh. Bangladesh courts shall have jurisdiction over any legal disputes.